Cadmos

The bridge.
Between digital money
and tokenised
markets

Two products. One bridge. Cadmos Pay is a self-custodial money app for individuals — IBAN, Visa card, remittance, DeFi access, tokenised investments. Cadmos Finance is the issuer workspace for funds, feeders, SPVs and private raises.

For individuals Cadmos Pay Self-custodial money app Explore Pay For issuers Cadmos Finance Tokenisation workspace Explore Finance
How it works

One bridge.
Five moves.

Across the bridge, money does five things: fund, remit and trade in Cadmos Pay; subscribe through Cadmos Finance; and spend via the Cadmos Visa card. The coupon the fund pays is the dollar the Visa spends.

01

Fund by IBAN

Receive SEPA, wires and third-party payments on a dedicated IBAN — converted to stablecoins on arrival.

02

Remit anywhere

Send abroad — to cash through partner corridors, or as stablecoins on-chain.

03

Trade on DeFi & Hyperliquid

Swap tokens, earn yield, take perps — from the Cadmos Pay wallet.

04

Subscribe to tokenised products

Buy into a Cadmos Finance fund, feeder, SPV or private raise — cash and security-token legs settle atomically (DvP).

05

Spend with Visa

Tap a Visa card backed by your stablecoin balance — settles in fiat at the merchant.

IBAN funding Remittance DeFi & Hyperliquid DvP subscription Visa spend
Cadmos Pay · for individuals

A self-custodial
money app — with the
UX of a neobank.

One app. Four things people actually do with their money. Pay with a dedicated IBAN, balance and Visa. Remit abroad — to cash through partner corridors, or stablecoins on-chain. Trade through DeFi and Hyperliquid. Invest in tokenised instruments. The wallet is yours; the routes are explicit; Cadmos never holds the keys.

Self-custody · IBAN · Visa card iOS · Android EN · AR · FR · ES
9:41
Cadmos
Current Balance
$0.00
Add money
Transfer
Withdraw
Your Card Balance
$1,847.30
VISA
•••• 4127
Recent activity This week
  • ↘USDY · Treasury BillsSubscription · settled−500.00
  • ↗Stripe BridgeSEPA inbound · IBAN+1,200.00
  • ⌖Visa · ApplePending · today−89.00
01 · Home

A wallet that looks like a bank app.

An IBAN-funded balance, three buttons (add, transfer, withdraw), a card preview, recent activity. Stablecoins and tokenised investments are one tap away.

9:41
‹

US Treasury Bills

USDY · Treasury Bills USDY · ARB
Risk AssessmentLow
● Low Risk · NAV-backed by short-duration US T-Bills
$
Invested
$2,140.00
↑
Yearly
$112.34
%
Net APY
5.25%
NAV · 30d +0.43%
02 · Invest

A tokenised fund, presented as a product.

The same investment an issuer launched in Cadmos Finance — eligibility, NAV, APY, settlement — arrives here as an in-app subscription. No wallet jargon. No bridge talk.

9:41
‹

My Visa Card

Your Visa Card Balance:
$0.00
* * * *  4127 Nassib Boueri
VISA
This month March 2026
  • AApple StoreToday · Limassol−89.00
  • UUberYesterday · Beirut−14.20
  • NNetflix04 Mar · Online−13.99
  • GGold reserve03 Mar · Allocation−250.00
03 · Card

A Visa, settled by the wallet.

Card balance funded by stablecoins, settled in fiat at the merchant. Merchant routing lives in the rails, not the app.

01

Bank UX

A dedicated IBAN, a non-custodial balance, and a Visa card — in one app, with the keys on the phone.

IBAN · SEPA · Visa · Self-custody
02

Remittance

Cross-border transfers — to cash through partner corridors, or stablecoins on-chain.

MoneyGram · USDC · USDT · Off-ramp
03

DeFi & Hyperliquid access

Aave and Morpho for yield, Odos for swaps, Hyperliquid for perps — wired into the wallet, scoped per jurisdiction.

Aave · Odos · Hyperliquid · Uniswap
04

Tokenised investments

Subscribe to Cadmos Finance products in-app — USDY Treasury, private credit, SPVs.

USDY · T-Bills · Private credit · SPVs
Cadmos PayWebsite Download on theApp Store Get it onGoogle Play
Cadmos Finance · for issuers

Launch a tokenised fund
in 2–6 weeks.

Cadmos Finance is institutional infrastructure for tokenised funds, private credit, feeders, SPVs, and private raises. Onboarding, compliance, NAV, fees, redemptions, servicing and distribution all run as one system — not a tokenisation tool that punts the rest to spreadsheets.

cadmos.finance/workspace/active
Sess. 0247Z · Issuer

Active vehicles

Updated 02:47 GMT · live Pipeline open
AUM
€4.18M ↑ 1.8%
vs. last cycle
Vehicles
4
2 live · 2 launching
Subscriptions
23 open
€1.84M pending
Investors
89 KYC'd
12 in review
VehicleTypeNAV / unit30dStatus
USDY Treasury
USDY · Arbitrum		Money-market$1.0247+0.43%Distributing
Aurora Credit I
AURC · Ethereum		Private credit$103.18+0.72%Subscription open
Helios SPV — Series B
SPV · Cyprus		Feeder€1,012.40+0.18%Pending KYB
Limassol Real Assets
LRA · ARB		Private raise$1.0000+0.00%Document review
Today · audit trail
  • 09:14NAV cycleUSDY · $1.0247 · +0.21 bp
  • 09:02DistributionAurora Credit I · $4,127 paid to 18 holders
  • 08:51SettlementLRA · €5,000 subscription · atomic (DvP)
  • 08:30KYCInvestor #312 · tier 2 approved
  • 08:15RedemptionUSDY · $1,200 · T+1

A launch is not a token. It's onboarding, compliance, NAV, settlement, fees, reporting — and distribution — running as one system.

i.

Launch

Configure the vehicle, eligibility, documents, and the investor surface in days, not quarters. Standardised templates for funds, feeders, SPVs, and private raises.

2–6w
ii.

Operate

Run subscriptions, redemptions, fees, NAV, reporting and audit in one workspace. Compliance and corporate actions are part of the system, not bolted on.

Live ops
iii.

Distribute

Open the eligible channels — including Cadmos Pay when eligible — for a bank-to-invest path that already has the user, the IBAN, and the wallet.

Pay · web · API
Explore Cadmos Finance Book a structuring session

The rails
behind the bridge.

Banking, identity, custody, liquidity and fund operations are connected where they matter: inside the wallet, inside the issuer workspace, and at the DvP settlement point.

Money rails
Identity & compliance
Wallets & EVMs
Markets & assets
Get started

One bridge,
three ways in.

Pick the surface that matches the job. The bridge beneath it is the same.

01 · For individuals

Cadmos Pay

The self-custodial money app. IBAN funding, app balance, Visa card, stablecoins, supported DeFi, and eligible tokenised investments — in one app.

  • Dedicated IBAN · SEPA inbound
  • Visa card · off-ramp · MoneyGram
  • Tokenised fund subscriptions
Open Cadmos Pay
02 · For issuers

Cadmos Finance

The issuer workspace. Launch, operate and distribute funds, feeders, SPVs and private raises — onboarding, NAV, fees and distribution as one system.

  • Standardised launch templates
  • Live operations & reporting
  • Pay-channel distribution where eligible
Explore Cadmos Finance
03 · For partners

Partner with Cadmos

Wallet, identity, money rails, liquidity, banking and institutional routes. Each integration is scoped to the product where it actually converts.

  • Co-built product integrations
  • Distribution into Pay & Finance
  • White-label deployments
Start partnership brief